This post is all about my plan to donate more freely and with maximum intention in the new year (2017). Ultimately, I hope to get a few readers to join me in the cause. That is why I below I am offering the chance to more or less match your donation when you join me. I am hoping this focused charity will inspire you to give more freely in other aspects of your life, not only monetarily, but other benefits to your community. So if you are feeling extra generous today, keep reading and please leave a comment on your way out. 🙂 Continue reading “A Year of Giving (More!)”
It’s now June 4th – and I am just getting a moment to post up my monthly expense report from APRIL! A little bit of life and work taking up my time, a dash of laziness, and mostly a heap of exhaustion. But for posterity – here it goes!
A three paycheck month, a big spending month, a look back at my spending for March: time for a fresh Monthly Expense Report! 🙂
I can’t say I did very well this month keeping expenses inline; so somehow I turned what should have been an amazing saving period with three paychecks into a consuming extravaganza! Let’s get a quick review of the numbers and then dive into a few details.
First Sunday Shorts post of 2017 (in mid-March!) and it’s time for a little change in format. I’ve historically made these filler posts as a way to share interesting articles or things from my week(s) passed. Not much cohesion, or really much to cling on to. But, for this year I’d like to constrain each post with a theme. So for this post I’ve collected a number of inspiring, interesting and intriguing items; all of them related in some way to housing, specifically the offbeat.
February was a bit of an odd month. The month is already shorter than most. I topped that with numerous appointments (planned and unplanned) that chopped down my time at work so much it felt like a vacation. So on one hand; great! a surprise vacation; on the other hand, so many projects piling up!
Hoorah! Welcome to our 13th monthly expense report! That means a new year of fun new expenses, and surprises around behind every door. It’s usually right around this time I review recurring expenses, like phone, internet and insurance. Have not done so yet, but definitely in the next few weeks.
Only a few days left in January to get this in electronic writing. Because once it’s in writing only then do I become accountable for following through. So now that 2016 has wrapped us nicely, bringing much excitement, it’s time to focus on 2017. And what better to keep edging forward then to set some grandiose expectations of what the year will offer us.
Goodbye 2016, you’ve been a great guest!
The last 365 days comprised my first full year in the pursuit of Financial Independence. And with that as my inspiration the year did not disappoint. (I would attribute some 2016’s success to this site holding me accountable, but primarily the overall FIRE community pushing me to new adventures.)
At least one more vacation photo to share after this one. The above is from arguably my favorite day of the trip. Where are we? What did we do? How did we do it? (Hint: the odd “soil” should giveaway a nearby attraction.)
Continuing the vacation photos. It helps that I enjoy looking at them and remembering that great trip! It’s almost lining up perfectly that by the time this household is ready to be FI, that we will be planning our next major vacation. Almost as if, we could leave our jobs (and maybe our house) behind for more than a few weeks. Maybe a few months of nomad style!
It’s time for a Math-Up! Let’s combine some boring, routine subject with some FUN AND EXCITING NUMBERS and maybe a sprinkle of personal finance.
Summary: When switching companies it is the employee’s responsibility to ensure 401(k) deferrals do not exceed federal limits. When an amount in excess of the limit makes it into your retirement account, it is critical you act quickly. Talk with your HR rep. AND your 401(k) plan administrator to get the excess deferral returned to you. Failing to do so can result in double-taxation. You will need to report this on your taxes, the details of those requirements are below.
Oh yes, that beautiful winter weather is here! Yesterday the weather was sunny, breezy and at best 20° F. Layered up, I made the half-mile walk to the library to drop off some books and renew a few others. I of course took the opportunity to warm up before heading home. But, every minute of that trip was GREAT! It only got better later as the dog and I took a long stroll. Whenever it’s this cold, even without snow, the whole world is just quieter. Then when you get home it’s toasty and you feel so refreshed. I can’t wait to go out again today!
That’s no money tree. Nope, that squat white birch is a resilient resident of the slopes surrounding one of the world’s most active volcanoes… and I got to meet it! October was a wild month, primarily spending time overseas in distant lands being amazed, tired, and a bit out of place. And I finally have some decent pictures of my own to share on the site! 🙂
I am writing this post post-the-usual-time-frame. It’s been busy weeks and months, but can’t fall off the updates before the 1-year mark! It will be short and sweet this go around.
Busy week after busy week. Hope all of those peeps out at FinCon16 (I think it’s over now) had a blast in San Diego! That city is really cool the few times I have been there. Maybe in a few years I can get out there too… maybe an east coast FinCon?
The nights are beginning to get chilly, so adios Summer and ciao Fall! Autumn is probably my favorite time of the year, packed with lots of birthdays, holidays and what I consider perfect weather. And for us this year a few short vacations and one big international one in a few weeks. Exciting time of year!
And July is when all of that early year discipline finally comes crashing back down. Throw logic out the window and give into those societal pressures. What you will be wading through below is ugly and a disgrace for someone looking to achieve financial freedom. But, that is the point of these posts, to keep me aware of my spending.
I swear this blog is not about horses. Apparently they are just really photogenic. I was just driving back from the shops when a horse (plus rider) were crossing the street. I don’t really live in a rural area, but this is not too uncommon for me. Back growing up there was a barn a few houses away with two horses. I would walk by them twice a day to catch the bus. Usually feed them some grass on the walk home. Random train of thought for the afternoon.
Hay neigh-bor, nice to see you!
Are you guys playing Pokemon Go? Of course you are. I played the games and watched the TV show growing up. So now despite being a bit older, this game is great. When it works. Sorry, just needed to make sure I captured the moment.