Aw, shucks, I am just a regular guy.

Hello, I am so excited you found me!

(You can also find me on Twitter, Facebook, and Pinterest!)

Here at zencents I am documenting my journey from servant to my student loans and 9-5 job, to a man free of those financial burdens enjoying life on my terms!

I graduated nearly a decade ago and am still paying my student loans which started over $100k. They were triumphantly¬†paid off in 2016. Yet, despite this expensive education (which I do not regret) I ended up on the same life path the majority of people stumble through. Go to school, find a job, have a “life” and retire at 65.

At some point in my late 20’s I learned I did not have to live my life according to those rules! I started educating myself about personal finance and BABOOM! I am now on the path to financial independence and a much earlier retirement!

So, now I am want to give back by sharing what I have learned from so many great bloggers and hours of personal research. I am doing this for anyone who wants to improve their finances AND enhance their life!

BUT, this blog is also for ME! I want to learn more. When I finally took command of my financial future it leaked over into so many other aspects of my life. I am reading more. I am trying to progress my life in all regards. But most importantly, I am taking the final steps towards a life free of animal-products. (Still working on 100% as of 2017)

Before I took hold of my financial future, it seems like I was just in a daze. Everyday was the same and purposeful living was never something I thought about. But now, I am excited! I have so many goals and so much to discover.

I love being on the path to financial freedom! I love that this journey is helping me find more purpose in my life! I feel great and I want to share it and help others feel the same way!

Let’s go!


PS. I will have you know, everything on this page is sincere. I can not stand corny writing!