Zed gazing at the strange cloud formations over Mt. Etna.

Hello, I am so excited you found me!

Here at zencents, I am documenting my journey from servant to my student loans and a 9-5 job, to a man free of those financial burdens enjoying life on my terms!

I graduated nearly a decade ago and am still paying my student loans which started over $100k. They were triumphantly paid off in 2016. Yet, despite this expensive education (which I do not regret), I ended up on the same life path the majority of people stumble through. Go to school, find a job, live a “life” and retire at 65.

At some point in my late 20’s, I learned I did not have to live my life according to those rules. I started educating myself about personal finance and BOOM! I am now on the path to financial independence and a much earlier retirement! (Target date Jan 1st, 2025)

So, now I want to give back by sharing what I have learned from so many bloggers and hours of personal research. I am doing this for anyone who wants to improve their finances and upgrade their life!

BUT, this blog is also for ME! I want to learn more. When I finally took command of my financial future it leaked over into so many other aspects of my life. I can afford to take extended time off. I am pursuing new opportunities. I am trying to progress my life in all regards. But most importantly, I am taking the final steps towards a life free of animal-products. (Still working on 100% as of 2017)

Before I took hold of my financial future, it seems like I was just in a daze. Every day was the same and purposeful living was never something I thought about. But now, I am excited! I have so many goals and so much to discover.

I love being on the path to financial freedom! I love that this journey is helping me find more purpose in my life! I feel great and I want to share it and help others feel the same way!

Let’s go!

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