Monthly Expense Report, April 2017

It’s now June 4th – and I am just getting a moment to post up my monthly expense report from APRIL! A little bit of life and work taking up my time, a dash of laziness, and mostly a heap of exhaustion. But for posterity – here it goes!

Like every month, this is only my spending and no one else in the household. Current target is under $2025* per month. (You may notice this is up $500 – we will get to that. )

Monthly Expense Report

Category Costs Comments, etc.
Housing $1500 Our household payment has increased on our mortgage. With a 5/1 ARM, we are cruising to crush it before the interest crushes us!
Home $560 Odd bits for detail work on our DIY flooring project. Can’t wait to be finished, but one is never really done.
Foods $225 A few too many lunches out.
Utilities $150 Water and sewer – quarterly.
Debt $135 So close to the finish line!
Gifts $100 A tiny something for the extra labor involved in our DIY project. THANKS!
Auto $85 Gasoline and insurance
Pets $70 Animal sustaining supplies
Person $60 Emergency clothing purchase for meeting with the CEO
Internet $50 Sustaining
Entertainment $45 Good times
Phone $45 Going down?!
Medical $5 A few Rx
Total  $3030
Back to the table formatted expenses until I get my 
system fully running on Ubuntu. I've got some ideas
for new visualizations - just need time!
 $1,500 ON HOUSING

With some money being freed up and acknowledgement that our 5/1 ARM is continually nearing its adjustable portion, we have decided to start taking out our mortgage principle. Even at this rate, there will be a hefty portion left once we reach the adjustable date – but at least we will be MUCH closer! (I expect this to go up another notch within the year.)

$560 HOME + $100 GIFTS

The work on the DIY flooring begins and makes lots of headway. Living in an older house is cheaper – until you start wanting updates and learning how old and poorly maintained said house is. 🙂

This floor actually looks great compared to the gross carpet and tiles that were in place. I have no regrets plunking down the coin or spending lots time working on this. (Writing this in June – the detail work continues!)

$60 PERSON

What I thought was a one-on-one with my CEO the following week, was actually a one-on-one that same day! And as I was leaving for work that morning I got the comment, “You’re going to work dressed like that.” I showed up in jeans and a sweatshirt. I arrived in my meeting with the CEO wearing a nice button-down, work appropriate shirt. I wouldn’t normally drop $60 on a shirt, but it had to be done. (Meeting went well!)

OOPSIE!

I didn’t get my donation in time for April! Will have to catch up in May.

Net Worth

april 2017 net worth

EXACTLY 1% under my goal line! 

Up 5.9% since March, and looking to be ahead of the game next month. Good chance I will be up 200% compared to December 2015 by the end of 2017. Big plans for a new Net Worth visualization – not sure I can pull it off without a lot of custom coding – or worse, drawing and editing in an image editor.

*House equity – despite the increased mortgage principal payment is and never has been part of my net worth calculation.

 

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