A three paycheck month, a big spending month, a look back at my spending for March: time for a fresh Monthly Expense Report! 🙂
I can’t say I did very well this month keeping expenses inline; so somehow I turned what should have been an amazing saving period with three paychecks into a consuming extravaganza! Let’s get a quick review of the numbers and then dive into a few details.
Like every month, this is only my spending and no one else in the household. Current target is under $1525 per month.
Monthly Expense Report
$1,675 on home purchase
Admittedly, this could be an “investment” as it is going towards a DIY home improvement project. Our downstairs den (I imagine all dens are downstairs) is lined with this beautiful, worn out, stained and yucky carpet. It’s not the most pleasant room to spend time in, which is a shame given it’s general coziness and abundant, sunny windows!
So, this April(right now actually) we are ripping out the old and laying down the new. Nothing fancy, but still something called “luxury” vinyl tiles, which are more like plank like than tile-like. Going to be a lot more work before we finish, but it will be light, fresh and vibrant when all buttoned up. Still engaging in prep work currently, but that is the MOST IMPORTANT step for this whole project. Wish us luck! 🙂 (As I revisit this to finish it up – still doing prep. Advice: don’t buy a house that is too old?!)
$1,170 on entertainment
Right now I am typing this up on a fancy, schamncy little 2-in-1 laptop. After years of suffering on an under-powered netbook (whose battery lasted all of 1.5 hours – seriously, bad netbook) I am now living in the fast lane – with touch capability to boot! (The only downside so far – no Ubuntu! Back to evil Windows. Time to find a spare USB stick to try the new hardware before committing to dual-booting.)
Another great thing – Google Sheets runs so smoothly. Calculations used to take minutes to complete, now we are moving into less than 10 seconds! Odd that a web-based app would rely so much on local power.
Finally, with that touch screen I am going to start toying with some digial art. Hopefully some of it will make its way onto the site. 🙂
$1,795 on the rest
Inching closer to that final debt payment (besides mortgage payments). Also continued getting a little help in the way of charitable donations. Not the $80 from last month, but still content with $35! 🙂
Hoping April rounds up a little closer to the goal, but with an ongoing project on an older house, I have some doubts. At least the warm weather will be back – though I already miss the frosty-chills of winter!
Even with all of that spending, inching ever closer to yummy, yummy orange goal line. April is going to make it happen. (Barring unforeseen spending – which I know there sort will be. Hint: it’s actually NW positive, but I don’t track it on here.)
Looking at the actual numbers, looks like I am Net Worth up 3.8% over last month, while a shade over 2.5% off my goal. Those numbers are actually pretty great given the large spending, flat markets (S&P down 0.4%), but not surprising given three paychecks and automated retirement savings.
So there we have it, 1/4 of the year in the books. History, all done! Next month is Financial Literacy Month, and you know I’m going to be sharing fiscal goodness.
Smell ya’ later!