Ooh boy, what a long month June was and since I am writing this so late into July, I know the craziness has carried over. But, it’s really hot outside, so what better time to catch up on my monies? June was a good month. Getting some paychecks rolling in is great, and I even shoved some money into my IRA. For now let’s focus on spending in June, which finished 16 days ago… oops!
How’s it hanging fellas? I’m doing just fiiiiiiiiiine.
Oh boy, I don’t even know where I left off and so much has taken place since any last update. A month ago, my somewhat slow job search began to gain steam fast as I landed two interview within a matter of days. Fortunately, the choice between those two was easy as I was determined to be under qualified for one. So, then it was, is the new job offer good enough to depart my current job after eight years. And for many reasons, the answer was YES!
Finally some changes happening in my monthly expenses. Of course, this is not the place to read about all that jazz, so expect some more details to leak out via other posts. Being off of work for 2+ weeks has meant a little less time spent tracking spending and updating my spreadsheets. But, I think I have got everything all squared away now. Exploring financial frontiers over here.
So I recently left the job I have had for 8+ years! It was a tough decision, of course, but ultimately there were many factors leading up to this change. Things like departing bosses, departing long-time coworkers (friends) and just some general stagnation. Honestly, after that many years it was time to at least make a decent effort to see what is available.
Oops! I was so proud last time for getting the monthly expense report update out in a timely manner. But life kind of got in the way this time and I am now reporting mid-month. Lots of great things happening though, so I am not too sad for how late this is coming. So let’s get on with it, time is not waiting around.
Last week finally brought a lull in the chaotic activity of the past month. Just a smooth sailing, productive week at work and home. With so many furry animals in our house this week, there was still a bit more activity, but I don’t mind with all the extra love they give.
I didn’t start really tracking and budgeting until sometime in early 2015. I always had a general sense of how much money I possessed at any time, but setting up my first adult budget is what got me thinking and eventually leading me to the FIRE path.
Wow, so I have been swamped at work and outside, so much so that when I began typing this I thought it was March. I have been increasing my pursuit of a new job and landed a few phone interviews and some in-person time these past weeks. Scheduled for round 2 on a great position, so waiting on that. Also busy at work preparing for a Quarterly Technical Review presentation at work, which went well this past week. Finally, going to be getting two new dog friends this weekend to take care of until May. Glad I am now finding the time to come back to the site. Talking about the site…
This evening on our third installment of what did I spend last month and how big is my stash: We have some very exciting news coming in from the net worth department, but first let’s hear from the March monthly expense report numbers!
One of the initial steps towards financial independence is to build your emergency fund. The concept is simple: you set aside enough liquid assets for the surprises of life. Calling it an emergency fund attempts to shield you from spending it frivolously by assigning it a purpose. Most often these life surprises are events like job loss, major auto repairs or urgent health expenses.
I think libraries are cool. I try to make use of libraries in my area and even enjoy visiting them on vacations. Something about a room full of books just makes you feel good inside (and smart!). But, I know plenty of people who love reading and are lifelong learners, but NEVER use these incredible institutions. Frankly, I find it quite puzzling and hope that after reading this post you become a library lover too!
Quite a bit different for this monthly expense report compared to the last, but two good months in a row. Let’s dig into the numbers first and then follow up with a brief discussion. Just like last month this is only my spending and no one else in the household. Current target is under $1800 per month.
I wanted to get this January update out before the middle of February rolled around, so I wouldn’t miss the beginning of the calendar year. What you will find below is my complete monthly expense report which I sorted from biggest to smallest, counting every cent spent. Well, maybe not exactly every cent as I did round to the nearest multiple of $5 for readability.
Like most kids, I understood the concept of money. Money got me toys. Money got me candy. Money got me into a movie. At a certain age I was able to start doing chores around the house to earn myself an allowance. Like all kids, every quarter seemed like a treasure and every penny worth stopping to pick up.
A short distance up the street is a pint-sized wooded park between a few quiet neighborhoods. An almost invisible, narrow path weaves its way around the trees and granite outcroppings, making for a decent loop when I feel the urge to get outdoors. This is the path I most frequent when going solo with ze Dog for a stroll. I find 2-3 loops leaves me feeling at ease.