Sunday Shorts 17 – Make Time Yours Again

Sunday Shorts is the Zencents version of a weekly content roundup, primarily focusing on personal finance. It’s a showcase for all of my favorite blog posts, podcasts, twitter discussions, etc. from the past week, that I know you will enjoy too!

Personal finance content roundup for the week of September 10th

Quick Links:

Updates at Zencents

Continuing my announcement from last week – if you’ve donated in relief of Harvey, and now Irma, please leave a comment telling me who you donated to on my A Year of Giving (More!) post. If you do, I will donate an extra $10 at the end of the month. Just leave a comment and I donate $10! 

A Year of Giving (More!)

As promised, I posted by Monthly Expense Report for August last week. Pretty excited to see my low numbers from last month, I expect to be able to hit some all time lows starting in October. $18k a year while paying down mortgage – AWESOME!

Monthly Expense Report, August 2017

Okay, on to some of my personal favorites this past week(s)!

Blog Posts

Ahh – yes burnout. For many of us nowadays this is a probable reality.  Heather from Unconventional Sustainability recently posted this great piece on her sabbatical, A Sabbatical to Explore Life. I remember taking my Micro-Retirement (all two weeks of it) and am already wishing for its return.

My favorite quote:

Yet inertia is a powerful force and I recognized how easy it would be to get lulled into the trappings of a comfortable job, especially one that pays well and offers nice benefits.



I love, love this next one from ESI Money because it shows how people are reading, learning and making changes to their personal finances all-the-time. It doesn’t matter when you start. This email submitted story is magnificent, but really I want to share the entire final paragraph since likely strikes a chord for all of us pursuing FIRE.

I want to come back to the point about chasing wealth. You can do ESI, but at some point you have say enough. For me, I could have continued working for another decade and would probably be looking at an interest only annual take home of hundreds of thousands. This would lead to a very luxurious lifestyle but it would cost a decade of my life in a fairly high stress job that I didn’t have much passion about. It was easy for me to choose time over wealth and I am so grateful and fortunate to have this opportunity. I feel truly blessed.

Read the rest below.

A Great Example of Working the ESI Scale

Mrs. Frugal Hacker over at Frugal Hackers wrote this nice summary of people’s common response to Financial Independence – Financial Independence Skepticism: But I Love My Job. Five great reasons why FI is a worthy pursuit, including that FI does not equal not working! Many of those reaching FI go on to pursue interests closer to their hearts, but still, earn a buck doing so. And also this interesting “automation risk level” site called Will Robots Take My Job?

I admit this one really caught me because of the title, but it makes a great point as well. Another Second Opinion wrote this post all about opportunity cost and specifically taking care of debt versus investing. Of course, this is context specific, risk tolerance specific, and linked closely to your personal situation. It’s a great thinking exercise, but be sure to adjust it to your own personal situation – interest rates, market returns based on your risk levels, the stability of income, etc.

Yo, Dave Ramsey, I respect you, and Imma let you finish, but what about Opportunity Cost?

Interactive Content

Okay, these last two are fun and pretty dang awesome.

First let’s give you the hybrid blog post/adventure novel titled: An Interactive Guide to Early Retirement and Financial Independence. This epic piece of content walks you through your pursuit of FI and enables you to become the main character by entering in your life details. Go check it out, go have fun with it, provide Adam some feedback, and don’t miss my appearance! 😀

And finally, I came across this “game” on reddit, but it was so interesting that I thought I needed to share it with you all. It’s called the Evolution of Trust. It’s a driven piece about the game-theory of how people cooperate and cheat each other on a daily basis. It’s well worth the 30-minutes to “play” through it.

If you find this type of content interesting I’d love to know with a comment below, so I can continue to fine-tune the format of these posts for maximum engagement!

Happy Sunday and Happy Football!



Feature Image by Daniel Tseng

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